Things to Consider When Purchasing a Used Vehicle

Buying a used car can be one of the smartest financial decisions you make—if you know what to look for. At Solis Credit, we’re all about helping you make informed choices, so here are some key things to consider when exploring cars for sale and finding the right cars to buy.

1. Set a Budget—And Stick to It

Before you even start browsing cars for sale, decide how much you’re comfortable spending. Factor in additional costs like car insurance, registration, taxes, and possible repairs. A good rule of thumb: your car payment (if financing) should be no more than 10–15% of your monthly income.

2. Get an Independent Inspection

Even if the car seems fine, having a trusted mechanic do a pre-purchase inspection can uncover hidden issues. It’s a small investment that could save you thousands, unless a valuation is shared with you from a trusted provider like Motor Critic. In the absence of one, getting an auto valuation is highly recommended before purchase.

3. Take It for a Test Drive

Pay close attention to how the car drives, brakes, steers, and sounds. Do all the electronics work? Are there any warning lights on the dashboard? A test drive can reveal a lot more than just comfort—it helps spot potential issues early on.

4. Understand the Insurance Costs

Some used vehicles cost more to insure than others based on factors like age, make, model, and safety features. Call your car insurance provider for a quote before making your decision—you don’t want a surprise when the bill comes. There are no limitations when it comes to using Solis Credit to pay for your insurance. Once you have a policy, you're approved, whether it's a new or used vehicle.

Final Thoughts

There are plenty of cars to buy on the used market, but it takes careful consideration to find the right one for your lifestyle and budget. Whether you’re looking to buy a used car for your daily commute or your growing family, Solis Credit is here to help make the process easier with hassle-free financing for your insurance. 

Ready to hit the road? Let’s talk about your options today.